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    We like to think of ourselves as tried and true. Slow and steady. We don’t mind being called boring. We aren’t market timers, day traders or wizards. We aren’t interested in complicated strategies or outsmarting anyone. If you are, please keep looking. For these reasons and more, we take the long view, and we are drawn to clients who share our mindset. We are relationship people and generally only accept client engagements we anticipate will endure. Serving as your financial advisor is a highly personal endeavor. If the relationship is to flourish, we will learn virtually everything there is to know about you financially, and in doing so, a great deal about you personally. We believe there is mutual benefit to working with an advisor who shares your values and world view.


    If you agree and this resonates, let's talk.

    Anne Marie Hudick, CFP

    Chief Financial Officer and

    Chief Compliance Officer

    Anne Marie began her career as a financial advisor in 1989 in her hometown of Hilton Head Island, South Carolina. She was Vice-Chairman of the Sea Pines Public Service District and was a founding member of The Hilton Head Area Council of Estate & Financial Advisors. She relocated to Roanoke in 1998 and serves as both Chief Financial Officer and Chief Compliance Officer for Fee-Only Financial Planning, LC.

    Anne Marie enjoys visiting her adult children in Atlanta and Richmond and attending equine events all over the US. Her favorite places are pastures and beaches. She spends as much time as possible with her horses Charlotte and Brody, who she has recently begun to foxhunt. She never misses a chance to see the ocean, and has high hopes of bringing a horse along with her one of these days!

    Andrew M. Hudick, MS, CFP

    Founder and

    Managing Member

    Andy has provided fee-only financial planning services to individuals and small businesses since founding Fee-Only Financial Planning, LC in 1981. His entrepreneurial spirit and endurance as a successful businessman gives him the unique perspective from which he still counsels.  He remains the constant that has sustained and grown us each year since.

    Andy works hard and is just as big a believer in playing hard. He is a competitive golfer, occasional bridge player, and looks forward to playing more croquet in the coming years. He enjoys the great outdoors year round, hunting, fishing or just appreciating the view from his tractor. Andy is also a world traveler, realizing lifelong dreams of climbing the Great Wall in 2011, of playing Scotland's famed golf courses in 2013 and touring the Holy Land in 2014. He looks forward to collecting more stamps in his passport soon. The only thing you'll never catch Andy doing is nothing at all.

    M. Eden Bowen, CFP

    Operations Manager and Financial Planner

    Eden is a 2014 Summa Cum Laude graduate of Bridgewater College with a business major and an equine minor. She couples her strengths in communication and experience in client services to cultivate strong relationships with our clients and attend to their service needs. She earned her CFP designation in July 2019 and is actively participating in all client planning efforts. As a junior partner, Eden looks forward to becoming more involved in various aspects of the business under Andy’s mentorship. She is based out of Atlanta, GA and a member of NAPFA.


    Outside of the office, Eden is an avid equestrian and spends most of her free time at the barn with her horse Woody. When she's not in the saddle, she also enjoys traveling. Eden frequently travels around the country and has been overseas several times including to China, the Middle East and Hong Kong. She is involved in her local Atlanta community and enjoys volunteer work with therapeutic horseback riders.