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About Our Practice

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What makes us different? 

  • We are fee-only, compensated only by our clients. We do not sell products or insurance and we do not receive  commissions. This objectivity means our sole focus is on you.

  • We provide comprehensive financial planning. Our ultimate goal is to provide objective guidance that supports  your financial freedom. In most cases, this requires holistic planning and continued collaboration, This includes but is not limited to insurance policy review, cash flow, investment, tax, retirement and estate planning guidance. Our  foundation approach is supported with ongoing planning and asset management, 

  • We personalize solutions. We believe financial planning is equal parts art and science and does not lend itself to a one-size-fits-all approach. We partner with each client to understand their resources, goals and aspirations to provide guidance tailored to their unique circumstance. 

Please Note Limitations: The scope of any financial planning and consulting services to be provided depends upon the terms of the engagement, and the specific requests and needs of the client. Fee-Only Financial Planning, LC ("FOFP") does not serve as an attorney, accountant, or insurance agent. FOFP does not prepare legal documents or tax returns, nor does it sell insurance products. 

About Us

Serving as your financial advisor is a highly personal endeavor. If the relationship is to flourish, we will learn virtually everything there is to know about you financially, and in doing so, a great deal about you personally. We believe there is mutual benefit to working with an advisor who shares your values and world view.


Andrew M Hudick, MS, CFP

Founder and Managing Member

Andy has provided fee-only financial planning services to individuals and small businesses since founding Fee-Only Financial Planning, LC in 1981. His entrepreneurial spirit and endurance as a successful businessman gives him the unique perspective from which he still counsels.  He remains the constant that has sustained and grown us each year since.

Andy works hard and is just as big a believer in playing hard. He is a competitive golfer, occasional bridge player, and looks forward to playing more croquet in the coming years. He enjoys the great outdoors year round, hunting, fishing or just appreciating the view from his tractor. Andy is also a world traveler, realizing lifelong dreams of climbing the Great Wall in 2011, of playing Scotland's famed golf courses in 2013 and touring the Holy Land in 2014. He looks forward to collecting more stamps in his passport soon. The only thing you'll never catch Andy doing is nothing at all.


M. Eden Bowen, CFP

Partner and Financial Planner

Eden is a 2014 Magna Cum Laude graduate of Bridgewater College with a degree in Business Administration and minor in Equine Studies. She worked in client service, sales and marketing at SmartPak Equine before joining the practice in 2016. She couples her strengths in communication and experience in client services to cultivate strong relationships with our clients. She earned her CFP designation in July 2019 and is an active participant in all client planning efforts. She is based out of Atlanta, GA and is not only a NAPFA registered financial advisor, but also serves on the NAPFA South Region Board.


Eden is a life-long equestrian and horse owner, and she is active on the local hunter-jumper circuit. When she's not in the saddle, she also enjoys traveling. Eden frequently travels around the country and has been overseas several times including to China, the Middle East and Hong Kong. She is involved in her local Atlanta community and enjoys volunteer work with a local therapeutic riding program.


Anne M Hudick, CFP

Chief Compliance Officer

Anne Marie began her career as a financial advisor in 1989 in her hometown of Hilton Head Island, South Carolina. She was Vice-Chairman of the Sea Pines Public Service District and was a founding member of The Hilton Head Area Council of Estate & Financial Advisors. She relocated to Roanoke in 1998 and serves as both Chief Financial Officer and Chief Compliance Officer for Fee-Only Financial Planning, LC.

Anne Marie enjoys visiting her adult children in Atlanta and Richmond and attending equine events all over the US. Her favorite places are pastures and beaches. She spends as much time as possible with her horses Charlotte and Brody, and has recently begun to foxhunt. She never misses a chance to see the ocean, and has high hopes of bringing a horse along with her one of these days!

Please Note Limitations: The achievement of any professional designation, certification, degree, or license,  or any amount of prior experience or success, should not be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results or satisfaction if Fee-Only Financial Planning, LC is engaged, or continues to be engaged, to provide investment advisory services.

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